Affordable Alternate Healthcare Solution
less than RM50* per month, your medical bills are covered.
charges, commission or administration fees will be charged! * Smokers commit 1.2
times the usual payment amount.
More Than 250 Panel Hospitals
We cover all major hospitals in Malaysia, including 117 private
hospitals and 125 public or government hospitals. Get medical assistance, no
matter where you are in Malaysia.
Panel Hospital List
RM 1 Million Sharing Limit
A sharer can put forth up to RM 1 million medical costs for
sharing in the first year of joining. Additional RM 200,000 limit for each
subsequent year. This limit will refresh annually.
RM 5,000 bereavement payment in the event of untimely death,
additional RM 1,000 for each subsequent year. This payment is crowd shared among
sharers of Life Engineering. Upon the passing of a sharer, an amount of total
bereavement payment will be credited to the account of his nominees.
Your Commitment Is Safe
We DO NOT hold your money. Rest assured, your commitment is kept
safe in a Trustee account managed by an established trustee services
Professional Verification of Bills
All hospital bills will be processed, audited and approved by
our partner Professional Medical Auditor, e-Mas, for efficient medical
assistance in your time of need.
We Pay For You First
As soon as you are hospitalized, Life Engineering will fork out
the money first to cover your medical expenses, when discharged only reimburse
the cost from crowd sharing pool kept at Appointed Global Trustee.
Get a Professional Second Opinion
Get the additional support of a professional second opinion from
our partner Professional Medical Auditor, EMAS, via email (response assured
within 48 hours).
Crowd Share Nothing If All Is Well
Say all Life Engineering members remain in good shape and no on
falls sick all month. This means RM 0 crowd share commitment for the
Get your Medical cost sharing for Lifetime
We crowd share your medical bills for lifetime with no age
limit, as long as you are an eligible sharer when you sign up Life Engineering
Share To Help Reduce Costs
By crowd sharing, we can collectively reduce rising (if not,
exorbitant!) medical costs, and help others gain better access to medical
Crowd Sharing Chemo & Radiotherapy
We strive to reduce the number of death bu illnesses that is the
direct result of high cost for sophisticated treatments, which many can't
afford. We will make these available once we gather enough support.